There are just a handful of countries in the world that have a real-time payment settlement system. UPI, or the Unified Payments Interface, has been a game changer and has demonstrated that India has the capability to build world class technology. UPI has been one of the biggest success stories in Indian history, making India a fintech and payments hub. In 2019, UPI was launched in Singapore via the indigenously created BHIM app and is continuing to work with other countries to build Real-Time Payment systems for their central banks. NIPL (NPCI International Payments Limited), the international arm of NPCI, has been created specifically for this purpose, thus making UPI a truly global innovation.